Disclaimer

1. General Information Only

All products, courses, content, videos, social media posts, and materials provided by Management Services s.r.o. ("Management Services") across all its brands are for general informational and educational purposes only. Our content is designed to educate, inform, and inspire — not to replace professional advice in any field.

2. Not Professional Advice

Our products and content do not constitute and should not be interpreted as:

• Medical, health, or sleep advice — consult a licensed healthcare provider, pediatrician, or specialist
• Psychological or therapeutic advice — consult a licensed therapist, psychologist, or psychiatrist
• Financial, investment, or retirement advice — consult a licensed financial advisor or certified financial planner
• Tax or accounting advice — consult a certified public accountant or tax professional
• Legal advice — consult a licensed attorney
• Business, marketing, or strategy consulting — consult appropriate business professionals
• Nutritional or dietary advice — consult a licensed dietitian or nutritionist

Always seek the advice of qualified professionals before making decisions based on information from our products or content.

3. No Guaranteed Results

Individual results vary significantly. Any examples, case studies, testimonials, income figures, health outcomes, or statements of results — whether in paid products, free content, YouTube videos, social media, or marketing materials — represent individual experiences and are not guarantees.

Results depend on many factors beyond our control including individual circumstances, effort, consistency, prior experience, health status, market conditions, timing, and external factors. The majority of people who purchase educational products do not achieve the specific results highlighted in marketing materials.

4. Income and Financial Disclaimer

Any references to income, earnings, revenue, profits, or financial results are illustrative only. We make no representation that any particular income or financial outcome is typical, expected, or guaranteed. Past performance does not guarantee future results.

You should never invest money you cannot afford to lose. Consult qualified financial professionals before making financial decisions based on our content. We are not registered investment advisors, broker-dealers, or financial planners.

5. Health, Wellness, and Children’s Products

Products and content related to health, sleep, wellness, fitness, or children are educational tools only. They are not a substitute for professional medical care, diagnosis, or treatment.

If you, your child, or any family member has a diagnosed medical, behavioral, developmental, or psychological condition, consult a qualified healthcare professional before using our products.

If you observe any adverse reaction, increased distress, or unusual behavior, discontinue use immediately and seek professional help. Never disregard professional medical advice or delay seeking it because of information in our products or content.

6. Reviewed, Not Prescribed

Where our content has been reviewed by professionals (e.g., pediatricians, financial experts), this confirms general appropriateness and safety — not a medical prescription, financial recommendation, or professional endorsement for your specific situation.

Reviews do not guarantee specific outcomes for any individual.

7. Your Responsibility

You are solely responsible for:

• All decisions and actions taken based on our products or content
• Determining the suitability of our products for your specific situation
• Seeking appropriate professional advice before acting
• Supervising any minors in connection with products designed for children
• Compliance with all applicable laws and regulations in your jurisdiction
• Your results, outcomes, and any consequences of your actions
• Discontinuing use if you experience any adverse effects

8. No Professional Relationship

Purchase of our products, consumption of our free content (including YouTube videos, social media posts, podcasts, or blog articles), or participation in our programs does not create any professional-client relationship, fiduciary duty, patient-provider relationship, financial advisory relationship, or any other professional relationship.

9. Third-Party References

Our products and content may reference external research, organizations, tools, software, or resources. We are not responsible for the content, accuracy, availability, or quality of third-party materials. Inclusion of external references does not imply endorsement by those organizations or by us of all their content.

We may earn affiliate commissions from third-party products we recommend. This does not affect our editorial independence but should be considered when evaluating our recommendations.

10. Testimonials and Success Stories

Any testimonials, reviews, case studies, or success stories represent individual experiences and opinions. They are not guarantees of results. Each person’s experience is unique and influenced by many factors beyond our control.

Where income or financial results are shared, they represent specific individuals in specific circumstances. Your results will vary.

11. Limitation of Liability

To the fullest extent permitted by law, Management Services and its owners, employees, contractors, affiliates, and partners shall not be held liable for any damages, losses, or adverse outcomes arising from the use of our products, services, or content. This includes but is not limited to direct, indirect, incidental, special, consequential, or punitive damages.

12. Contact

If you have any questions about this Disclaimer, contact us by email or at either of our international addresses:

North America, Australia & International: Management Services, 867 Boylston St, Suite 500, Unit #433, Boston, MA 02116, United States.

Europe: Management Services s.r.o., Dolezalova 15C, 821 04 Bratislava, Slovak Republic.

Email: theo@theothinkerclub.com